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个人开户汇丰中国 卓越理财账户 ： 需要的条件 ：50万人民币 ，带身份证 ，不用远途到香港去开户，在家附近的汇丰银行即可。可以在手机下载app，在上面预约一下最好，直接去应该也行。反正我是直接就去了，也没预约 ，和工作人员说明来意。交流沟通了一下，开始开户流程，当然要满足开户要求 。
一番询问和基本的调查是正常的流程，还有评估一下理财的抗风险承担 。过程中 ，帮助开通账户 ，开通网上银行 等。 工作态度还是很认真严谨的 。 大约需要1小时左右吧，基本就能搞定，然后告知 过几天会邮寄卡片。开户的同时，可以要求申请信用卡，感觉同时申请信用卡，下卡的概率应该大一些，也可以事后自己申请 ，但难度可能就大点了。
重点是，同时可以要求帮助申请香港的汇丰银行卡。 现在需要律师见证才行，可以自己找律师（几百块的律师见证费用），如果没有工作人员会推荐一位律师，可以到时候和这位律师联系，帮忙做见证开户。
开户当天就能拿到银行卡号 ，实体卡需要过几天才能邮寄到 。 有了卡号和网上银行的密码 ，可以直接进入app , 转账 查询都可以一气呵成 ，就是说可以正常使用这个账户了。
大概一周左右吧 ，收到邮寄来的实体卡 。国内汇丰银行卡 ，开户完成 。
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下一步是，联系律师做见证开户 ，香港汇丰卡 。
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